Auto insurance in Georgia

In case you live in Atlanta, Jacksonville or any other part of Georgia, this page is just what you need to find great auto insurance in Georgia. Here you will find all the necessary information on Georgia auto insurance that will allow you to find the most competitive deals in your state. Keep in mind that the more you know, the easier it will be for you to find auto insurance in Georgia that will have the right amount of coverage and a reasonable price tag on it.

Still, if you have any particular question or need detailed information on the subject of Georgia auto insurance you may find it helpful to contact the Georgia Insurance and Safety Fire Commissioner's Office by dialing 800-656-2298 and ask there. However, before you do that you will certainly have to know the minimum legal requirements for auto insurance in Georgia:

Liability auto insurance coverage pays for the damage caused by your vehicle to other parties in case of an accident where you were at fault. Georgia auto insurance requirements list only property damage liability and bodily injury coverage as mandatory. All other types of auto insurance in Georgia are optional, however you should ask your lender or car dealer if they have any particular contract requirements on additional types of coverage. You policy should meet the minimum amount requirements, which are $25,000 per person and $50,000 per accident for bodily injury and $25,000 for property damage liability.

Collision and comprehensive coverage, as well as uninsured driver and rental car coverage are also available in Georgia. However these types of coverage are not mandatory and if you want to include them you should add them to your basic policy by discussing it with your Georgia auto insurance provider.

Keep in mind that auto insurance providers use a set of factors to determine your auto insurance rates:

• Your age
• Your car make and model
• Your driving history
• Your claims history
• Your credit rating
• Your location