Auto insurance in Florida

Whether you reside in Jacksonville or Tampa, Orlando or Miami, West Palm beach or anywhere else in the lovely state of Florida, your auto insurance needs will be met right here at this page. We have gather all the information you will need to find cheap auto insurance in Florida, so read carefully and use it right! In order to get more details and specific information on any particular subject concerning Florida auto insurance we recommend contacting the Florida Department of Financial Services by dialing 800-342-2762. It's the best way to find answer to specific questions you have about auto insurance in your state.

But before you contact the Florida Department of Financial Services you will have to learn the basic requirements fro auto insurance in Florida. It will definitely save you are lot of time and help find a policy that will be suitable and corresponding to legal requirements of your state at the same time.

Take not that the following coverage amounts and types are compulsory in Florida and not meeting these requirements will make your policy inadequate, putting you into risk of facing a substantial fine:

* A minimum of $10,000 in Personal Injury Protection (PIP) coverage. This type of auto insurance coverage pays for a portion of medical costs, lost income and child care no matter who is at fault in the accident. This coverage type also pays a $5,000 death benefit if the outcome is lethal.

* A minimum of $10,000 in Property Damage Liability (PDL) coverage. This coverage type reimburses the cost of damaged delivered by your vehicle if it was driven by you or any other person listed on your auto insurance policy. In case of this coverage type the notion property includes other vehicles, elements of infrastructure and other persons' belongings.

All other types of auto insurance coverage such as Bodily Injury Liability, Collision, Comprehensive or Uninsured/Underinsured Motorist are not mandatory types of auto insurance in Florida. However, you should check with your auto dealer or lending company if they have additional contract requirements for any particular type of insurance coverage on your auto.